By using the PINE Capital site you accept these Terms. If you disagree, please do not use the site.

1. Nature of the service

PINE Capital is an informational market-data and analytics service. Content is informational and is NOT individual investment advice, an offer or a solicitation. You make decisions independently and at your own risk.

2. Risks

Trading financial markets carries high risk and may lead to loss of capital. Past performance does not guarantee future results. Managed-account services are provided by licensed third parties (the broker); PINE Capital does not manage funds on its own behalf unless expressly stated.

3. Use of the site

You agree not to disrupt the site, not to use it for unlawful purposes and not to provide false data.

4. Intellectual property

Site content, brand and design belong to PINE Capital and are legally protected. Copying without permission is not allowed.

5. Limitation of liability

The service is provided "as is". PINE Capital is not liable for losses arising from the use of information on the site.

6. Changes and governing law

We may amend these Terms; the current version is on this page. Governing law and dispute resolution: [JURISDICTION]. Contact: [EMAIL].